Category: Class 11

Students can find the most related topics which helps them to analyse the concepts if they practice according to the chapter-wise page. It is necessary for the students to practice more Questions and Answers for Tamilnadu State Board Solutions of 11th Commerce are given in the pdf format in chapter 13 Warehousing Questions and Answers so that students can prepare in both online and offline modes. So, Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers, Notes Pdf, to score good marks.

Samacheer Kalvi 11th Commerce Solutions Chapter 13 Warehousing

Get the Questions and Answers, in Tamilnadu State Board 11th Commerce Solutions for Chapter 13 Warehousing. Learn the concepts of 11th Commerce Chapter-Wise by referring to the Tamilnadu State Board Solutions for Chapter 13 Warehousing Questions and Answers. Hence we suggest the students to Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers pdf to enhance your knowledge.

Samacheer Kalvi 11th Commerce Warehousing Textbook Exercise Questions and Answers

I. Choose the Correct Answer

Question 1.
Warehouses removes the hindrance of ………………
(a) Person
(b) Time
(c) Risk
(d) Knowledge
Answer:
(b) Time

Question 2.
A warehouse holds goods as a ……………… center.
(a) Marketing
(b) Sorting
(c) Distribution
(d) Selling
Answer:
(c) Distribution

Question 3.
……………… can be given as a collateral security for getting financial assistance from bank.
(a) Dock warrant
(b) Warehouse receipt
(c) Dock receipt
(d) Warehouse warrant
Answer:
(d) Warehouse warrant

Question 4.
……………… warehouses are licensed by the government and are permitted to accept the goods on bond.
(a) Bonded
(b) Cold Storage
(c) Public
(d) None of these
Answer:
(d) None of these

Question 5.
……………… warehouses are used for storing perishable goods like fruits, vegetables etc.
(a) Bonded
(b) Private
(c) Cold storage
(d) Co – operative
Answer:
(c) Cold storage

Question 6.
The document which authorizes to deliver the goods either in part or full is called ………………
(a) Warehouse warrant
(b) Dock receipt
(c) Dock warrant
(d) None of these
Answer:
(c) Dock warrant

Question 7.
The Institutional warehouse started with the support of the government is ………………
(a) Bonded warehouse
(b) Public warehouse
(c) Food Corporation of India
(d) Custom bonded
Answer:
(c) Food Corporation of India

II. Very Short Answer Questions

Question 1.
What is Warehouse?
Answer:
It is a place where goods are stored for future use and act as distribution centres. Warehouses are designed depending upon the nature of the products to be stored.

Question 2.
List the various types of Warehouses.
Answer:

1. On the Basis of Ownership – Private, Public
2. On the Basis of Commodities stored – General

Question 3.
Give any three functions of Warehouses.
Answer:

1. Storage
2. Price stabilization
3. Equalization of demand and supply.

Question 4.
Tabulate the three differences between warehouse warrant and warehouse receipt.
Answer:
Warehouse Warrant:

• It is a document of title of goods.
• It is not only an acknowledgement for the
• receipt of goods but also gives an authority to get delivery of goods by the owner or by third party-
• It can be negotiated or transferred to others.

Warehouse Receipt:

• It is not a document of title of goods.
• It is only an acknowledgement for the
• receipt of goods.
• It cannot be transferred to others.

Question 5.
Give a note on FCI.
Answer:
FCI provides storage facilities for good grains. FCI also hires storage capacity from other sources such as CWC, SWC and private parties.

III. Short Answer Questions

Question 1.
Differentiate the warehouse warrant from the warehouse receipt.
Answer:
Warehouse Warrant:

• It is a document of title of goods.
• It is not only an acknowledgement for the receipt of goods but also gives an authority to get delivery of goods by the
• owner or by third party.
• It can be negotiated or transferred to others.

Warehouse Receipt:

• It is not a document of title of goods.
• It is only an acknowledgement for the receipt of goods.
• It cannot be transferred to others.

Question 2.
Comment on cold storage warehouse.
Answer:
Goods are transferred in refrigerated containers and stored in refrigerated warehouse. These warehouses are used for storing perishable goods like fruits, vegetables, eggs, butter, fish, meat, etc. Goods stored in cold storages without deterioration in quality, can be made available throughout the year.

IV. Long Answer Questions

Question 1.
Explain the different types of warehouses A. On the Basis of Ownership
Answer:
1. Private Warehouses : Private warehouses are built and owned by private business enterprises in order to store the products produced by them.

2. Government Warehouses : They are created and operated by the Government to implement the programmes of the Government.

3. Public Warehouse : It is open for public at large. Most of the business organisations, especially small and medium scale units cannot afford to have their own warehouses.

4. Co – operative Warehouses : There are warehouses owned and managed by the marketing co-operative societies or agricultural co-operative societies. They are setup to provide warehousing facilities to their members.

5. Bonded Warehouses : Bonded warehouses are those warehouses, which are licensed by the government to accept storage of imported goods which are not cleared due to non – payment of customs duty by the importer.

Question 2.
Explain the advantages of warehousing functions.
Answer:

1. It safeguards the stock for the merchants who do not have storage place.
2. Warehouses reduces the distribution cost of the traders by storing the goods in bulk and allow the trader to take the goods in small lots to his shop.
3. It helps in selection of channel of distribution. The producer will prefer whether to a wholesaler or retailer.
4. It assists in maintaining the continuous sale and avoid the possibilities of “Out of Stock”.
5. It creates employment opportunities for both skilled and unskilled workers to improve their standard of living.

Samacheer Kalvi 12th Commerce Warehousing Additional Questions and Answers

I. Choose the Correct Answer:

Question 1.
NCDC is an example of ……………. warehouse.
(a) Private
(b) Government
(c) Public
(d) Co – operative
Answer:
(d) Co – operative

Question 2.
The FCI was setup under the Food Corporation Act,
(a) 1964
(b) 1985
(c) 1995
(d) 2013
Answer:
(a) 1964

Question 3.
CWC was established in
(a) 1964
(b) 1957
(c) 1956
(d) 1956
Answer:
(b) 1957

II. Very Short Answer Questions

Question 1.
Give a not on SWC.
Answer:
State Warehousing Corporation (SWC) : Every state government is given power to establish its own Warehousing Corporation after getting approval from the CWC. 50% of the capital is contributed by the CWC and the balance 50% contributed by State Government.

Question 2.
Write a note on TNWC.
Answer:
Tamil Nadu Warehousing Corporation (TNWC) : Tamil Nadu Warehousing Corporation was established in 1959. The available storage capacity of TNWC is 6.83 Lakh MT with 7 Regional offices and 256 Godowns across the state.

III. Long Answer Questions

Question 1.
Explain the warehousing in India.
Answer:
India is an agrarian country but the importance of warehousing was not felt till 1950. Agriculture contributes 16 percent of the overall GDP and accounts for employment of approximately 52 percent of the Indian population. It is estimated that more than 40 percent of our agricultural .productions wasted due to poor storage facilities.

On the recommendation of the All India Rural Credit Survey Committee, the Agricultural Produce (Development and warehousing) Corporation Act enacted in 1956, authorized the Government to setup National Co-operative Development and Warehousing Board to develop agricultural Co-operatives and warehousing.

For future Learning

Question a.
The warehouse of the future : How will it impact efficiency?
Answer:
From 2019, new technology could be revolutionary and improving efficiency in warehouse by Warehousing Management System (WMS). Technologies including artificial intelligence, 3D printing and self-driving vehicle could be more widely used in warehouses everywhere sooner than you think. By 2030, warehouses will be a part of initiative to achieve Zero net energy. Warehouse buildings will operate 24 x 7 x 365 and be designed with sustainability. By creating strategies, warehouse will save costs and prevent harmful emissions. Solar panels will become the main sources of energy for warehouses.

Share this Tamilnadu State Board Solutions for 11th Commerce Chapter 13 Warehousing Questions and Answers with your friends to help them to overcome the issues in exams. Keep visiting this site Tamilnadu State Board Solutions frequently to get the latest information on different subjects. Clarify your doubts by posting the comments and get the answers in an easy manner.

Students can find the most related topics which helps them to analyse the concepts if they practice according to the chapter-wise page. It is necessary for the students to practice more Questions and Answers for Tamilnadu State Board Solutions of 11th Commerce are given in the pdf format in chapter 12 Functions of Commercial Banks Questions and Answers so that students can prepare in both online and offline modes. So, Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers, Notes Pdf, to score good marks.

Samacheer Kalvi 11th Commerce Solutions Chapter 12 Functions of Commercial Banks

Get the Questions and Answers, in Tamilnadu State Board 11th Commerce Solutions for Chapter 12 Functions of Commercial Banks. Learn the concepts of 11th Commerce Chapter-Wise by referring to the Tamilnadu State Board Solutions for Chapter 12 Functions of Commercial Banks Questions and Answers. Hence we suggest the students to Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers pdf to enhance your knowledge.

Samacheer Kalvi 11th Commerce Functions of Commercial Banks Textbook Exercise Questions and Answers

I. Choose the Correct Answer
Question 1.
Electronic banking can be done through ………………
(a) Computers
(b) Mobile phones
(c) ATM
(d) All of the above
Answer:
(d) All of the above

Question 2.
Minimum how much amount can be transferred through RTGS?
(a) Any amount
(b) 50,000
(c) 2 lakh
(d) 5 lakh
Answer:
(c) 2 lakh

Question 3.
The largest commercial bank of India is ………………
(a) ICICI
(b) SBI
(c) PNB
(d) RBI
Answer:
(b) SBI

Question 4.
In which kind of account, it is compulsory to deposit certain amount at certain time?
(a) Saving deposit
(b) Fixed deposit
(c) Current deposit
(d) Recurring deposit
Answer:
(d) Recurring deposit

Question 5.
Which of the following is not a type of advance provided by commercial bank?
(a) Collecting and supplying business information
(b) Overdraft
(c) Cash credit
(d) Discounting of bills
Answer:
(a) Collecting and supplying business information

II. Very Short Answer Questions

Question 1.
What is Mobile Banking?
Answer:
Most of the commercial banks have designed computer programs called apps which can be downloaded in smartphones. With this app in the smartphone a customer can operate his account transactions from anywhere. This service is known as mobile banking.

Question 2.
Briefly explain the need for Debit card.
Answer:
ATM card is also called debit card. This card is more useful in purchase of goods and services anywhere in India if the shop maintains a swiping machine facility.

Question 3.
Briefly explain the term – Credit card.
Answer:
Banks issue credit cards to customers and other eligible persons. With this card, the holder can purchase goods and services on credit at any shop in India. .

Question 4.
What do you mean by ATM?
Answer:
ATM (Automated Teller Machine) card. A customer can withdraw money any time, anywhere in India from the ATM machine using the ATM card given by his / her bank.

Question 5.
Write a note on – ECS.
Answer:
Electronic Clearing Service (ECS) was launched by the RBI in 1995. It is an electronic method of fund transfer from a bank to another bank.

III. Short Answer Questions

Question 1.
What is E-Banking?
Answer:
E – Banking is a method of banking in which the customer conducts transactions electronically via the internet.

Question 2.
Write a short note on – RTGS.
Answer:
Real Time Gross Settlement Systems (RTGS) was launched by the RBI in 2013. The transactions are settled on real time basis. Gross settlement means the transaction is settled between one bank and another bank without adding any other transactions.

Question 3.
Briefly explain the Diversified banking services of commercial banks.
Answer:
Competition in the banking industry has reduced their profits. Therefore the commercial banks started identifying and offering new and diversified financial services. They are purely other than banking services. Providing all such banking and other financial services is also called universal banking. Such services are as follows: Bank Assurance, Merchant Banking, Retail Banking (Personal Banking), Housing Finance, Mutual Fund, Venture Capital Fund, Factoring.

Question 4.
Explain – NEFT.
Answer:
National Electronic Fund Transfer (NEFT) was launched by the RBI in 2005. Under this electronic funds transfer system, bulk transfer of transactions are settled in batches during specific timings across India. Individuals and institutions which maintain accounts with a NEFT enabled bank branch are eligible for using NEFT.

Question 5.
What do you mean by Core Banking Solutions?
Answer:
‘CORE’ stands for ‘Centralized Online Real time Exchange’. In the centralized server of the bank, all the details of all the accounts of all the branches of the bank are available. A customer can withdraw money through cheque at any branch of that bank throughout the world. Similarly anyone can deposit money into the account. Entry of the transactions is recorded in the centralized server of the bank in real time and can be seen in all the branches of the bank. This facility is called Core Banking Solutions.

IV. Long Answer Questions

Question 1.
Discuss the various primary functions performed by the commercial banks.
Answer:
The primary functions of a commercial bank are of three types. They are:

1. Accepting Deposits
2. Granting Loans and Advances
3. Creation of Credit

1. Accepting Deposits : The basic deposit accounts offered by commercial banks are listed below. Broadly deposit accounts can be classified into demand deposits and time deposits.

A. Demand Deposits : These deposits are repayable on demand on any day. This consists of savings deposits and current deposits.

a. Savings Deposits: General public deposit their savings into this account. This account can be opened in one individual’s name or more than one name.
b. Current Deposits: This account is suitable for business institutions. Individuals too can open this account. A higher minimum balance should be kept in this account.

B. Time Deposits: These include fixed deposits and recurring deposits which are repayable after a period.

a. Fixed Deposits (FD): Certain amount is deposited for a fixed period for a fixed rate of interest.
b. Recurring Deposits (RD): Certain sum is deposited into the account every month for one year or five years or the agreed period. Interest rate is more than savings deposits and almost equal to fixed deposits.

Granting Loans and Advances : The second primary functions of commercial banks is lending money in order to earn interest income.

A. Advances
a. Overdraft: It is a credit facility extended mostly to current account holding business community customers.
b. Cash Credit: It is a secured credit facility given mostly to business institutions. Stock in hand, raw materials, other tangible assets, etc. are provided as collateral.
c. Discounting of Bills: Business customers approach banks to discount the commercial bills of exchanges and provide money.

B. Loans:
Short term and medium term loans are provided by commercial banks against eligible collaterals to business concerns.
a. Housing Loan
b. Consumer Loans
c. Vehicle Loans
d. Educational Loan
e. Jewel Loan

3. Creation of Credit : Apart from the currency money issued by the RBI, the credit money in circulation created by commercial banks influence economic activities of a country to a large extent. Credit money of commercial banks is far greater in volume than the currency money.

Question 2.
Explain the various secondary functions of commercial banks.
These services can be broadly classified into agency services and general utility services.

I. Agency Functions:
Banks act as agents of customers and provide certain services. They are called Agency Functions which are as follows:

1. Transfer of Funds: Banks issue demand drafts, bankers cheques, travelers’ cheques, ete. and help in transfer of funds from one place to another.

2. Periodic Payment of Premiums, Rent, etc.: After instruction from the customers, banks undertake the monthly payment of insurance premium, rent, telephone bills, etc. from the accounts of customers.

3. Collection and Payment of Cheques: On behalf of customers bank collect the cheques deposited into the accounts of customers from other banks and deposit cash in the customers’ accounts.

4. Acting as Executors, Trustees and Attorneys: Banks act as executors of will of the customers and implement their will after their death.

5. Conduct Share Market transactions: A Demat account should be opened with Depository Participant and that demat account should be linked with savings bank account by the customer.

6. Preparation of Income Tax Return: Banks prepare the annual income tax return on behalf of the customers and provide income tax related advice to them.

7. Dealing in Foreign Exchange: Banks buy and sell foreign currencies on behalf of customers.

8. Acting as Correspondent: Banks act as correspondent of customers and receive travel ticket, passport, etc.

II. General Utility Functions:

1. Issue of Demand Drafts and Bankers’ Cheques
2. Accepting Bills of Exchange on behalf of Customers
3. Safety Lockers
4. Letters of Credit
5. Travellers Cheques
6. Gift Cheques
7. Reference Service

Samacheer Kalvi 11th Commerce Cooperative Organisation Additional Questions and Answers

I. Choose the Correct Answer:

Question 1.
The primary functions of a commercial bank are of ……………. types.
(a) One
(b) Two
(c) Three
(d) Four
Answer:
(c) Three

Question 2.
FD is also called ……………. deposit.
(a) RD
(b) Savings
(c) Term
(d) Current
Answer:
(c) Term

Question 3.
Overdraft facility is given ……………. account holders.
(a) Savings
(b) Current
(c) Fixed
(d) Recurring
Answer:
(b) Current

Question 4.
Electronic Clearing Services (ECS) was launched by the RBI in …………….
(a) 1995
(b) 1998
(c) 1990
(d) 1991
Answer:
(a) 1995

Question 5.
National Electronic Funds Transfer (NEFT) was launched by the RBI in …………….
(a) 1995
(b) 2000
(c) 2005
(d) 2010
Answer:
(c) 2005

II. Very Short Answer Questions

Question 1.
Give the features of Smart card.
Answer:
Now a days smart card is used for day to day purposes.

1. Strong device security.
2. Biometrics

Question 2.
What is Internet Banking?
Answer:
Internet banking refers to performing banking operations through internet, using computers and mobile phone.

Question 3.
What is Capital Formation?
Answer:
Banks encourage savings habit among people and accumulate their small dormant savings. These funds can be fruitfully channelized for productive purposes of the economy.

Case Study

Question 1.
A person forgot his password of Debit card, How to get password? Give guidelines to him.
Answer:
First step we ask his registered phone number in the bank. If he has given phone number, we can get onetime password though the registered phone number and get new password easily. Second step, he can get the password with the mobile in the ATM also. He has to insert the debit card in ATM machine. It will ask the password. If he has forgotten the password, it will ask the phone number. If he types the phone number, he can get new password from the bank through his mobile number.

Third step : He can ask the branch manager, who will guide him properly and help him get the new password.

Share this Tamilnadu State Board Solutions for 11th Commerce Chapter 12 Functions of Commercial Banks Questions and Answers with your friends to help them to overcome the issues in exams. Keep visiting this site Tamilnadu State Board Solutions frequently to get the latest information on different subjects. Clarify your doubts by posting the comments and get the answers in an easy manner.

Students can find the most related topics which helps them to analyse the concepts if they practice according to the chapter-wise page. It is necessary for the students to practice more Questions and Answers for Tamilnadu State Board Solutions of 11th Commerce are given in the pdf format in chapter 11 Types of Banks Questions and Answers so that students can prepare in both online and offline modes. So, Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers, Notes Pdf, to score good marks.

Samacheer Kalvi 11th Commerce Solutions Chapter 11 Types of Banks

Get the Questions and Answers, in Tamilnadu State Board 11th Commerce Solutions for Chapter 11 Types of Banks. Learn the concepts of 11th Commerce Chapter-Wise by referring to the Tamilnadu State Board Solutions for Chapter 11 Types of Banks Questions and Answers. Hence we suggest the students to Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers pdf to enhance your knowledge.

Samacheer Kalvi 11th Commerce Types of Banks Textbook Exercise Questions and Answers

I. Choose the Correct Answer

Question 1.
Which bank is not a Industrial Bank?
(a) ICICI
(b) HSBC
(c) SIDBI
(d) IDBI
Answer:
(b) HSBC

Question 2.
The Local Area Banks are promoting
(a) Rural savings
(b) Business savings
(c) Industrial development
(d) Agricultural development
Answer:
(a) Rural savings

Question 3.
Foreign banks are begun their operation since
(a) 1978
(b) 1979
(c) 1980
(d) 1981
Answer:
(c) 1980

II. Very Short Answer Questions

Question 1.
Give the meaning of Commercial Banks.
Answer:
Banks which accept deposits from the public and grant loans to traders, individuals, agriculture, industries, transport etc., in order to earn profit.

Question 2.
What do you mean by Industrial Banks?
Answer:
Huge finance required for investment, expansion and modernisation of big industries and others are granted by a separate type of banks called development Banks. They are also called as industrial banks.

Question 3.
Briefly explain about Correspondent Banks?
Answer:
A bank in a country can appoint another bank in a foreign country to act as correspondent bank.

Question 4.
What are Foreign Banks?
Answer:
Banks which have registered office in a foreign country and branches in India are called foreign banks.

III. Short Answer Questions

Question 1.
Write a short note on Local Area Banks. Give two examples.
Answer:
Local Area Bank (LAB) scheme was introduced by the RBI in August 1996. LABs are small private sector banks established in rural and semi-urban areas. Each bank serves two or three adjoining districts only. Their main objective is to mobilise rural savings (accept deposits) and invest them in the same areas.

Examples:

1. Coastal Local Area Bank, Vijayawada, Andhra Pradesh.
2. Subhadra Local Area Bank Limited, Kolhapur, Maharashtra

Question 2.
Answer:
What are the objectives involved in Regional Rural Banks?
Answer:
Their objective is to develop rural economy and play supplementary role to cooperative societies. They mobilise deposits from the rural public and provide finance to rural artisans, small entrepreneurs and farmers and try to avoid their dependency on money lenders. As on 31.3.2016, there were 56 RRBs in India with 14,494 branches. They are regulated and supervised by NABARD.

Question 3.
Mention the purposes of Agricultural and Co – operative banks.
Answer:
Their foremost objective is providing service to its members for rural and agricultural development and not profit earning. They are set up in towns and villages rather than cities. Compared to the commercial banks they offer less variety of services as the bye laws do not permit all commercial bank activities.

IV. Long Answer Questions

Question 1.
Explain the various types of banks based on organization with examples.
Answer:
1. Commercial banks:
Banks which accept deposits from the public and grant loans to traders, individuals, agriculture, industries, transport, etc. in order to earn profit. Their lending is in comparatively small amounts and mostly for short and medium period. e.g.. State Bank of India

2. Development Banks:
Huge finance required for investment, expansion and modernisation of big industries and others are granted by a separate type of banks called development Banks. They are also called industrial banks, e.g., IFCI, SIDBl.

3. Cooperative Banks:
All cooperative banks in India are owned by its customers or members who are farmers, small traders and others. Cooperative banks in India are either urban based or rural based. example NAFED, Tamil Nadu State Apex Cooperative Bank – Head Office, Chennai.

4. Foreign Banks:
Banks which have registered office in a foreign country and branches in India.are called foreign banks, e.g., Bank of America – USA.

5. Regional Rural Banks (RRBs):
The RRBs were formed under the Regional Rural Bank Act 1976, jointly by the Central Government, State Government, and a sponsor bank, exsmple Pandian Grama Bank.

Question 2.
Explain the types of banks based on ownership pattern.
Answer:
Any bank in which not less than 51 percent of shares are owned by the Government are called Government banks or public sector commercial banks. All nationalized banks (19 banks, in 2017), SBI and IDBI Ltd. are public sector commercial banks. All of them are joint stock company type banks. There are corporation type banks. Each corporation type bank is established by a separate Act of Parliament and is fully owned by Government of India.

All banking companies owned by private people are called private sector commercial banks. All cooperative banks are owned by its members from the public.

1. Nationalised banks: Indian bank, IOB, etc.
2. Public sector banks: State Bank of India, IDBI Bank Ltd.
3. Private sector banks: Lakshmi Vilas Bank, Karur Vysya Bank.

Samacheer Kalvi 11th Commerce Cooperative Organisation Additional Questions and Answers

I. Choose the Correct Answer:

Question 1.
Patru, Varavu, Selavu, Laabam, Nashtam which all,collectively known as ‘Iynthogai’ is otherwise called ……………..
(a) Trial Balance
(b) Ledger
(c) Journal
(d) Transaction
Answer:
(a) Trial Balance

Question 2.
Bank of Hindustan was the first bank in India established in ……………..
(a) 1771
(b) 1770
(c) 1932
(d) 1930
Answer:
(b) 1770

Question 3.
The General Bank of India was established in ……………..
(a) 1786
(b) 1796
(c) 1766
(d) 1787
Answer:
(a) 1786

Question 4.
Bank of Calcutta was the first joint stock bank established in
(a) 1806
(b) 1807
(c) 1805
(d) 1808
Answer:
(a) 1806

Question 5.
World bank otherwise called ……………..
(a) IBRD
(b) IMF
(c) RBI
(d) SBI
Answer:
(a) IBRD

Question 6.
International Monetary Fund (IMF) in which India became the member in ……………..
(a) 1947
(b) 1946
(c) 1945
(d) 1950
Answer:
(c) 1945

Question 7.
The state bank of India came into being in ……………..
(a) 1995
(b) 1945
(c) 1955
(d) 1965
Answer:
(c) 1955

II. Very Short Answer Questions:

Question 1.
What do you mean by Cooperative banks?
Answer:
All cooperative banks in India are owned by its customers or members who are farmers, small traders and others. Cooperative banks in India are either urban based or rural based.

Question 2.
What is Scheduled bank?
Answer:
All banks which satisfied the norms and included in the Second Schedule to the RBI Act, 1934 are called scheduled banks.

Case Study

Question 1.
You are the Agricultural bank manager; a farmer approaches you for loan from your bank for purchasing a tractor and other farm equipment. How would you sanction the loan?
Answer:
National Bank for Agriculture and Rural Development (NABARD) is such a bank National Cooperative Development Corporation (NCDC). These banks are giving bank loans for agriculture. If I were a bank manager, I ask the farmer the details of security. Land documents and other securities must be collected from the agriculturist. Then I check the productivity of his land.

How much earnings from that land in every year. If the regular incomes and yielding getting from that land, we can allow loan sanction for that farmer. Before that the terms and conditions of the loan sanction letter to be given. He has to read and put the signature in that credit letter.

Question 2.
Due to natural calamities, the farmer could not repay the loan. He has no other way to repay the loan. How to collect loan from the farmer?
Answer:
We can ask the Government, if any policy has been changed and sanctioned any compensations. Otherwise we can ask him whether insurance took the harvesting land. If he did the insurance policy, the Insurance company can give the compensations and we can collect from them, or we can give notice and give the auction on that land and recover money from that auction by the land document. The land was hypothecated by the bank and the loan was given. So we can have a chance to recover that loan.

Share this Tamilnadu State Board Solutions for 11th Commerce Chapter 11 Types of Banks Questions and Answers with your friends to help them to overcome the issues in exams. Keep visiting this site Tamilnadu State Board Solutions frequently to get the latest information on different subjects. Clarify your doubts by posting the comments and get the answers in an easy manner.

Students who are interested in learning of 11th English Grammar Reported Speech Questions and Answers can use Tamilnadu State Board Solutions of 11th English Chapter Wise Pdf. First check in which chapter you are lagging and then Download Samacheer Kalvi 11th English Book Solutions Questions and Answers Summary, Activity, Notes Chapter Wise. Students can build self confidence by solving the solutions with the help of Tamilnadu State Board English Solutions. English is the scoring subject if you improve your grammar skills. Because most of the students will lose marks by Grammar grammar mistakes. So, we suggest you to Download Tamilnadu State Board 11th English Solutions according to the chapters.

Tamilnadu Samacheer Kalvi 11th English Grammar Reported Speech

Check out the topics covered in Grammar Reported Speech Questions and Answers before you start your preparation. Improve your grammar skills with the help of Samacheer Kalvi 11th English Book Solutions Questions and Answers pdf links. The solutions for Tamilnadu State Board 11th English Textbook are prepared by the English experts. So, if you follow Tamilnadu State Board Solutions 11th English Textbook Solutions you can cover all the topics in Grammar Reported Speech Questons and Answers. This helps to improve your communication skills.

A. Write what the people actually said:
1. The teacher told the students that the students had done very well in the test.
The teacher said to the students, “You have done very well in the test”.

2. The Prime Minister said that he was determined to abolish poverty.
The Prime Minister said, “I am determined to abolish poverty”.

3. All holy scriptures advise us to do our duty without worrying about the result.
All holy scriptures say, “Do your duty without worrying about the result”.

4. The teacher asked me whether I was going to join the medical course or the engineering
The teacher said to me, “Are you going to join the Medical course or Engineering course?”

5. Shyam’s grandfather advised him not to waste his time in unnecessary activities.
Shyam’s grandfather said to him, “Don’t waste your time in unnecessary activities”.

6. The fairy exclaimed that the woodcutter was very greedy.
“What a greedy woodcutter!” the fairy said.

7. The teacher asked the students not to look at their neighbor.
The teacher said to the students, “Don’t look at your neighbor”.

8. The collector ordered the clerk to prepare the report that day itself.
The collector said to the clerk, “Prepare the report today itself.”

B. Report the actual words of the speaker:

1. “I do not know who has taken my wallet,” said Mohan to his brother.
Mohan told his brother that he did not know who had taken his wallet.

2. Jeevan said to his teacher, “ I cannot understand this lesson. Will you teach it to me again?”
Jeevan told his teacher that he could not understand that lesson and asked if she/he would ‘ teach that to him again.

3. Kumar said to me, “My bicycle looks better than yours.”
Kumar told me that his bicycle looked better than his.

4. The teacher said to Sameer, “Have you completed your assignment?”
The teacher asked Sameer if/whether he had completed his homework.

5. The teacher said to the girls, “Where do you want to go for a one-day trip?”
The teacher asked the girls where they wanted to go for a one-day trip.

6. The boy said to his mother, “When will you buy me an ice-cream?”
The boy asked his mother when she would buy him ice-cream.

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Students can find the most related topics which helps them to analyse the concepts if they practice according to the chapter-wise page. It is necessary for the students to practice more Questions and Answers for Tamilnadu State Board Solutions of 11th Commerce are given in the pdf format in chapter 10 Reserve Bank of India Questions and Answers so that students can prepare in both online and offline modes. So, Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers, Notes Pdf, to score good marks.

Samacheer Kalvi 11th Commerce Solutions Chapter 10 Reserve Bank of India

Get the Questions and Answers, in Tamilnadu State Board 11th Commerce Solutions for Chapter 10 Reserve Bank of India. Learn the concepts of 11th Commerce Chapter-Wise by referring to the Tamilnadu State Board Solutions for Chapter 10 Reserve Bank of India Questions and Answers. Hence we suggest the students to Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers pdf to enhance your knowledge.

Samacheer Kalvi 11th Commerce Reserve Bank of India Textbook Exercise Questions and Answers

I. Choose the Correct Answer

Question 1.
Which bank has the power to issue bank notes?
(a) Central bank
(b) Commercial bank
(c) Co – operative banks
(d) Foreign banks
Answer:
(a) Central bank

Question 2.
The Central bank of India is …………….
(a) PNB
(b) SBI
(c) ICICI
(d) RBI
Answer:
(d) RBI

Question 3.
The Reserve Bank of India commenced its operations from April 1,
(a) 1936
(b) 1935
(c) 1934
(d) 1933
Answer:
(b) 1935

Question 4.
Bankers are not only dealers of money but also leaders in …………….
(a) Economic development
(b) Trade development
(c) Industry development
(d) Service development
Answer:
(a) Economic development

Question 5.
Which of the following is not a function of a central bank?
(a) Guiding and regulating the banking system of a country
(b) Deal with the general public
(c) Acts essentially as Government banker
(d) Maintains deposit accounts of all other banks
Answer:
(b) Deal with the general public

II. Very Short Answer Questions

Question 1.
What are the services included in Service businesses?
Answer:
Educational, Medical, Hospitality and banking are the services included in service businesses. Bank service is the nerve center of industry and commerce in a country.

Question 2.
Write the meaning of ‘Bank’.
Answer:
In simple words, bank is an institution, which deals in money and credit. The Bank, normally refers to Commercial Bank.

Question 3.
Briefly explain about Central Bank.
Answer:
Every nation has one central bank. It is owned by the Government of the country. The control over the entire banking system of a country is vested with this apex bank. Central banks are known by different names in different countries. In India the Reserve Bank of India (RBI) is the central bank.

III. Short Answer Questions

Question 1.
Mention the importance of banking services.
Answer:
Banking service is the nerve center of industry and commerce in a country. It plays a vital role by providing the money required for their regular functioning and development.

Question 2.
Explain the origin of RBI.
Answer:
The Imperial Bank of India carried out the note issue and other functions of the central bank. In 1926 the Hilton-Young Commission or the Royal Commission on Indian Currency and Finance (J. M. Keynes and Sir Ernest Cable were its members) made recommendation to create a central bank. As a result the RBI Act 1934 was passed and RBI launched in operations from April 1,1935. RBI was established with a share capital of Rs. 5 crores divided into shares of Rs. 100 each fully paid up. The Head office of the RBI is situated in Mumbai.

Question 3.
Who are the persons involved in RBI administration?
Answer:
The RBI is governed by the central board of directors. The 21 members board is appointed by the Government of India. It consists of:

1. One Governor and four deputy governors appointed for a period of four years.
2. Ten Directors from various fields
3. Two Government officials
4. Four Directors – one each from local boards.

IV. Long Answer Questions

Question 1.
Classify the various functions of Reserve Bank of India.
Answer:
The functions of the RBI can be grouped under three heads:
(i) Leadership and Supervisory Functions, (ii) Traditional Functions and, (iii) Promotional Functions.

(i) Leadership and Supervisory Functions:

1. India’s Representative in World Financial Institutions
2. Regulator and Supervisor of Indian Banking System
3. Monetary Authority
4. Closely Monitoring Economic Parameters
5. Promptly Responding to New Challenges

(ii) Traditional Functions:

1. Banker and Financial Advisor to the Government
2. Monopoly of Note Issue
3. Banker’s Bank
4. Controller of Credit and Liquidity
5. Quantitative Methods of Credit Control
6. Qualitative Credit Control Measures
7. Lender of the Last Resort
8. Clearing House Services
9. Custodian of Foreign Exchange Reserves
10. Maintenance of Foreign Exchange Rate
11. Collection and Publication of Authentic Data

(iii) Promotional Functions:

1. Nurturing Banking Habits among the Public
2. Grievance Settlement Measures
3. Agricultural Development
4. Promotion of Small Scale Industries
5. Facilitates Foreign Trade
6. Supports Cooperative Sector

Question 2.
Explain the organizational structure of RBI.
Answer:
The head office of the RBI is situated in Mumbai. This central office has 33 departments in 2017. It has four zonal offices in Mumbai, Delhi, Calcutta and Chennai functioning under local boards with deputy governors as their heads. It also has 19 regional offices and 11 sub – offices (2017). The RBI is governed by a central board of directors. The 21 member board is appointed by the Government of India. It consists of:

1. One Governor and four deputy governors appointed for a period of four years,
2. Ten Directors from various fields
3. Two Government officials
4. Four Directors – one each from local boards.

Samacheer Kalvi 11th Commerce Cooperative Organisation Additional Questions and Answers

I. Choose the Correct Answer:

Question 1.
The head office of the RBI is situated in …………….
(a) Calcutta
(b) Mumbai
(c) Delhi
(d) Chennai
Answer:
(b) Mumbai

Question 2.
IBRD is otherwise called as …………….
(a) IMF
(b) World Bank
(c) SBI
(d) RBI
Answer:
(b) World Bank

Question 3.
When did India became a member in IBRD and IMF?
(a) 1946
(b) 1947
(c) 1945
(d) 1946
Answer:
(c) 1945

Question 4.
Banking Regulation Act, …………….
(a) 1947
(b) 1949
(c) 1945
(d) 1946
Answer:
(b) 1949

Question 5.
Currency notes are printed at …………….
(a) Nasik
(b) Mumbai
(c) Delhi
(d) Kolkatta
Answer:
(a) Nasik

Question 6.
When did India carry out demonetization?
(a) Nov 8, 1996
(b) Nov 8, 2016
(c) Nov 8, 2006
(d) Nov 8, 2017
Answer:
(b) Nov 8, 2016

Question 7.
Among global currencies, Indian rupee is given the code ……………….
(a) INR
(b) Rs.
(c) NRI
(d) IRN
Answer:
(a) INR

II. Very Short Answer Questions

Question 1.
What is Statutory Liquidity Ratio (SLR)?
Answer:
It is the ratio of money and money equivalents kept within the bank in proportion to the total Time and Demand Liabilities with them.

Question 2.
What is Cash Reserve Ratio (CRR)?
Answer:
It is the ratio of Cash reserves with the RBI kept by Scheduled banks in proportion to the total Time and Demand Liabilities with them.

For Future Learning

Question 1.
Know the Central Banks of Some other Countries.
Answer:
The Central Bank of Russia is the Bank of Russia
The Central Bank of Sri Lanka is the Central Bank of Sri Lanka

• The Central Bank of the USA is Federal Reserve tori The Fed
• The Central Bank of Pakistan is The State Bank of Pakistan

Question 2.
Mention the names of Central Banks in three other countries.
Answer:

• Australia – Reserve Bank of Australia
• Algeria – Bank of Algeria
• Canada – Bank of Canada

Case Study

Question 1.
Taka up a recent newspaper clipping about RBI such as the measures taken to reduce NPA. etc.
Answer:
The non – performing asset (NPA) situation has been one of the contentious issue in the country over the last few years. Even though demonstration has been issue Recently, the issue of NPAs has been at the foremost of the banking fraternity’s concerns in the last year. In the Context of an ordinance issued by the government to provide more independence to the Reserve Bank of India (RBI), it is important to understand what can really be done, considering that RBI has more powers to address this issue. The question for the RBI now is “How will it solve the problem?”. While experts have commented on various measures, it would also be prudent to look across the border to China to see how to deal with this.

1. The first was to reduce risks by strengthening banks and spearheading reforms to the state – owned enterprises (SOEs) by reducing their level of debt. .
2. The second important measure was enacting laws that allowed the creation of assets management companies, equity participation and most importantly asset – based securitization.
3. The third key measure that the China took was to ensure the government had the financial loss of the debt “discounted” and debts equity swaps were allowed in case of growth opportunity.
4. The fourth measure they took was producing incentives like tax breaks, exemption from administrative fees and transparent evaluation norms.
5. To conclude, it is important to look after some of the key measures taken by other countries to address the NPA issue.
6. India should leam from it, especially is the context of valuations, securitization and more targeted NPA redresal mechanism.
   Sri Ram Balasubramanian is an economist First Published: Wednesday, May 10, 2017

Question 2.
Arrange for a group discussion on customer grievances and the cases settled by Banking Ombudsman offices.
Answer:
Banking Ombudsman offices:
The Banking Ombudsman scheme-, 1995 was notified by RBI on June 14, 1995 in terms fo the power confessed on the Bank by Section 35 A of the Banking Regulations Act 1949 (10 of 1949) to provide for a system of redressal of grievances against banks. The scheme sought to establish a system of expeditions and inexpensive resolutions of customers complaints. The scheme is operation since 1995 and was revised during the year 2002. The scheme is being executed by Banking Ombudsman appointed by RBI at 15 centres covering the entire country.

Question 3.
Visit the RBI website www.rbi.org.in to read and have a discussion on any annual report, etc.
Answer:
Name of the complaints received by the Banking Ombudsman

Awards issued by the Banking Ombudsman

and so on …. till 15 centres.

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Tamilnadu Samacheer Kalvi 11th English Grammar Sentence Transformation

Check out the topics covered in Grammar Sentence Transformation Questions and Answers before you start your preparation. Improve your grammar skills with the help of Samacheer Kalvi 11th English Book Solutions Questions and Answers pdf links. The solutions for Tamilnadu State Board 11th English Textbook are prepared by the English experts. So, if you follow Tamilnadu State Board Solutions 11th English Textbook Solutions you can cover all the topics in Grammar Sentence Transformation Questons and Answers. This helps to improve your communication skills.

The table given below contains the basic principles to transform the sentences:

Simple	Complex (sub-ordinating conjunction)	Ccompound (co-ordinating conjunction)
too ………………………………. to	so ………………………………. that	Very ………………………………. and so
In the case of/in the event of	If / Unless ………………………………. (not)	or, or else, otherwise
In spite of / Despite+Noun phrase	Though/although/even though	but, yet, still
Being, Having On+verb+ing (gerund) Till, after, before+’v’ing

Transform the sentences according to the instructions given in the bracket:

Question 1.
The boy was very hungry, so he ate the whole cake, (change into a simple sentence)
Answer:
Being very hungry, the boy ate the whole cake.

Question 2.
Though the lizard made several attempts, it could not catch the spider. (change into a compound sentence)
Answer:
The lizard made several attempts yet it could not catch the spider.

Question 3.
The lady was very ill. She could not go to the office. (Change into a complex sentence)
Answer:
As the lady was ill, she could not go to the office.

Question 4.
The doctor made several attempts. He could not save the old man. (Change into a simple sentence)
Answer:
In spite of making several attempts, the doctor could not save the old man.

Question 5.
She was bold. So, she became an astronaut. (Change into a simple sentence)
Answer:
Being bold, she became an astronaut.

Question 6.
As it rained heavily, the schools were closed, (change into a compound sentence)
Answer:
It rained heavily and so the schools were closed.

Question 7.
She was very tired. She couldn’t walk. (Change into a simple sentence)
Answer:
She was too tired to walk.

Question 8.
He burnt his midnight oil. Yet, he did not clear his CA examination with distinction. (Change into a complex sentence)
Answer:
Even though/Although/Though he burnt his midnight oil, he did not clear his CA examination with distinction.

Question 9.
The master was very angry. He shouted at the sleeping watchman. (Change into a simple sentence)
Answer:
Being very angry, the master shouted at the sleeping watchman.

Question 10.
Though the leader made many efforts, he could not bring unity among the party cadres. (Change into a compound sentence)
Answer:
The leader made many attempts but he could not bring unity among the party cadres.

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Tamilnadu Samacheer Kalvi 11th English Grammar Conditional Clause

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Definition of a conditional clause
A conditional clause is a type of subordinate clause, most commonly introduced by the conjunction ‘if’ or ‘unless’. Like most subordinate clauses introduced by a conjunction, the conditional clause can either go before the main clause, or after it.

Example: If I have enough money (conditional clause), I will go to Japan (main clause).

First, Second, and Third Conditional:

1. First conditional: If I have enough money, I will go to Japan.
2. Second conditional: If I had enough money, I would go to Japan.
3. Third conditional: If I had, had enough money, I would have gone to Japan.

Learn the following structures and learn the verbs:
1. If you study well, you will get centum
As per the aforesaid structures do the following exercises:

1. Put the milk in the fridge. It will go sour.
If you don’t put the milk in the fridge, it will go sour.
Or
If you put the milk in the fridge, it will not go sour.

2. Close the door. The stray dog will not enter the home.
If you close the door, the stray dog will not enter the home.
Or
If you don’t close the door, the stray dog will enter the home.

3. Work part-time. You will earn while you learn.
If you work part time, you will earn while you learn.

4. I were an angel. I could make honest people rich.
If I were an angel, I could make honest people rich.

5. I were his teacher. I would teach him to be respectful to women.
If I were his teacher, I would teach him to be respectful to women.

6. You talk ill of others. Others will talk ill of you naturally.
If you talk ill of others, others will talk ill of you naturally.

7. You waste drinking water now. There will be scarcity of potable water in future.
If you waste drinking water now, there will be scarcity of potable water in future.

8. He persisted. He would win.
If he persisted, he would win.

9. We reduce the use of fossil fuels. There will be less pollution.
If we reduce the use of fossil fuels, there will be less pollution.

10. I had the wings of a bird. I would fly abroad without a passport.
If I had the wings of a bird, I would fly abroad without a passport.

11. I had the power. I would eliminate poverty in the world.
If I had the power, I would eliminate poverty in the world.

12. I had rescued the baby. People would have called me a hero.
If I had rescued the baby, people would have called me a hero.

13. I were you. I would not incur Sasi’s displeasure.
If I were you, I would not incur Sasi’s displeasure.

14. You value your life. Leave the child unharmed.
If you value your life, leave the child unharmed.

15. It rains. I shall stay at home.
If it rains, I shall stay at home.

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Students can find the most related topics which helps them to analyse the concepts if they practice according to the chapter-wise page. It is necessary for the students to practice more Questions and Answers for Tamilnadu State Board Solutions of 11th Commerce are given in the pdf format in chapter 9 Government Organisation Questions and Answers so that students can prepare in both online and offline modes. So, Download Samacheer Kalvi 11th Commerce Book Solutions Questions and Answers, Notes Pdf, to score good marks.

Samacheer Kalvi 11th Commerce Solutions Chapter 9 Government Organisation

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Samacheer Kalvi 11th Commerce Government Organisation Textbook Exercise Questions and Answers

I. Choose the Correct Answer

Question 1.
The share capital of the government company must not be less than …………….
(a) 49%
(b) 51%
(c) 50 %
(d) 25%
Answer:
(b) 51%

Question 2.
Airport Authority of India is a public enterprise. Identify the fortti of organisation.
(a) Statutory Corporations
(b) Departmental undertakings
(c) Multi – National Corporation
(d) State Owned Company
Answer:
(b) Departmental undertakings

Question 3.
The oldest form of organisation in public sector …………….
(a) Public sector undertakings
(b) Departmental undertakings
(c) Multi – national corporation
(d) Statutory corporation
Answer:
(b) Departmental undertakings

Question 4.
A Government company purchases shares in the name of …………….
(a) Prime Minister
(b) President
(c) Chief Justice of India
(d) State Chief Minister
Answer:
(b) President

Question 5.
The primary objective of the state enterprises is to …………….
(a) Earn profit
(b) provide employment
(c) Serve the people
(d) None of these
Answer:
(c) Serve the people

II. Very Short Answer Questions

Question 1.
State the different types of public sectors enterprises.
Answer:

1. Departmental Undertaking
2. Public Corporation
3. Government Company

Question 2.
What is the basic feature of a Departmental undertaking?
Answer:

1. Formation : A departmental undertaking is established either as a separate full – fledged ministry or as a sub-division of a ministry (i.e. department) of the Government.
2. No Separate Entity : A departmental undertaking does not have an independent entity distinct from the Government.

Question 3.
Give two examples for each of the following:
Answer:

1. Private sector enterprises
2. Global enterprises
3. Public enterprises

Answer:

1. Private sector enterprises

• Sole proprietorship
• Partnership

2. Global enterprises

• Coca – Cola Corporation
• Unilever

3. Public enterprises

• Life Insurance Corporation
• Oil and Natural Gas Commission (ONGC)

Question 4.
State the form of public enterprises which is most suitable for projects related to National Security.
Answer:
Strategic industries like defence, and atomic power cannot be better managed other than government departments. Departmental undertakings can maintain secrecy in their working.

Question 5.
The Industrial Policy Resolution 2001 exclusively reserved for few industries for the public sector. Name these industries.
Answer:

1. Departmental Undertaking
2. Public Corporations
3. Government Companies

III. Short Answer Questions

Question 1.
List the areas where the state or central ownership is a preferred form of business organisation. Justify your choice of areas.’
Answer:

1. Coal Miners Authority Ltd.
2. Steel Authority of India Ltd.
3. Indian Telephone Industries
4. Tamil Nadu State Corporation Ltd.

A company owned by central and/or State Government is called a Government Company. Either whole of the capital or majority of the shares are owned by the Government.

Question 2.
What are the different kinds of organisations that come under the public sector?
Answer:

1. Departmental Undertaking
2. Public Corporations
3. Government Companies

Question 3.
List the names of some enterprises under the public sector and classify them.
Answer:
Departmental Undertaking Public Corporations Government Companies

Question 4.
Define Departmental undtertakings.
Answer:
Departmental form of organisation of managing state enterprises is the oldest form of organisation. Under departmental form of organisation, a public enterprise is run as a separate full – fledged ministry or as a major sub – division of a department of the Government.

Question 5.
What is meant by Government Company?
Answer:
A “Government company” is defined under Section 2(45) of the Companies Act, 2013 as “any company in which not less than 51% of the paid-up share capital is held by the Central Government, or by any State Government or Governments, or partly by the Central Government and partly by one or more State Governments, and includes a company which is a subsidiary company of such a Government company”.

IV. Long Answer Questions

Question 1.
What are the advantages and disadvantages of Departmental undertaking?
Answer:
Advantages:
1. Easy Formation:
It is easy to set up a departmental undertaking. The departmental undertaking is created by an administrative decision of the Government, involving no legal formalities for its formation.

2. Direct and Control of Parliament or State Legislature:
The departmental undertaking is directly responsible to the Parliament or the State legislature through its overall head i.e. the minister concerned.

3. Secrecy Maintained:
Strategic industries like defence and atomic power cannot be better managed other than government departments. Department undertakings can maintain secrecy in their working.

Disadvantages:
1. Red – Tape and Bureaucracy: There is too much of procedures which results in delay. Commercial organisation cannot afford delay in taking decisions.

2. Incidence of Additional Taxation: Losses incurred by a departmental enterprise are met out of the treasury. This very often necessitates additional taxation the burden of which falls on the common man.

Question 2.
What are the features of Public corporation? (Any 5)
Answer:
1. Special Statute:
A public corporation is created by a special Act of the Parliament or the State Legislature. The Act defines its powers, objectives, functions and relations with the ministry and the Parliament (or State Legislature).

2. Separate Legal Entity:
A public corporation is a separate legal entity with perpetual succession and common seal. It has an existence, independent of the Government. It can own property; can make contracts and file suits, in its own name.

3. Capital Provided by the Government:
The capital of a public corporation is provided by the Government or by agencies controlled by the government.- However, many public corporations have also begun to raise money from the capital market.

4. Financial Autonomy:
A public corporation enjoys financial autonomy. It prepares its own budget; and has authority to retain and utilize its earnings for its business.

5. Management by Board of Directors: Its management is vested in a Board of Directors, appointed or nominated by the Government. But there is no Governmental interference in the day – to – day working of the corporation.

Question 3.
What are the Features of Government company? (Any 5)
Answer:
1. Registration Under the Companies Act:
A Government company is formed through registration under the Companies Act, 1956; and is subject to the provisions of this Act, like any other company. However, the Central Government may direct that any of the provisions of the Companies Act shall not apply to a Government company or shall apply with certain modifications.

2. Executive Decision of Government:
A Government company is created by an executive decision of the Government, without seeking the approval of the Parliament or the State Legislature.

3. Separate Legal Entity:
A Government company is a legal entity separate from the Government. It can acquire property; can make contracts and can file suits, in its own name.

4. Whole or Majority Capital Provided by Government:
The whole or majority (at least 51 %) of the capital of a Government company is provided by the Government; but the revenues of the company are not deposited into the treasury.

5. Majority of Government Directors:
Being in possession of a majority of share capital, the Government has authority to appoint majority of directors, on the Board of Directors of a government company.

Question 4.
What are the advantages and disadvantages of Public corporation?
Advantages:
1. Bold Management due to Operational Autonomy:
A public corporation enjoys internal operational autonomy; as it is free from Governmental control. It can, therefore, run in a business like manner. Management can take bold decisions involving experimentation in its lines of activities, taking advantage of business situations.

2. Legislative Control:
Affairs of a public corporation are subject to scrutiny by Committees of Parliament or State Legislature. The Press also keeps a watchful eye on the working of a public corporation. This keeps a check on the unhealthy practices on the part of the management of the public corporation.

3. Qualified and Contented Staff:
Public corporation offers attractive service conditions to its staff. As such it is able to attract qualified staff.

Disadvantages:
1. Autonomy and Flexibility, Only in Theory:
Autonomy and flexibility advantages of a public corporation exist only in theory. In practice, there is a lot of interference in the working of a public corporation by ministers, government officers and other politicians.

2. Misuse of Monopolistic Power:
Public corporations often enjoy monopoly in their field of operation. As such, on the one hand they are indifferent to consumer needs and problems; and on the other hand, often do not hesitate to exploit consumers.

Question 5.
What are the features of Departmental organisation? (Any 5)
Answer:
1. Formation : A departmental undertaking is established either as a separate full – fledged ministry or as a sub-division of a ministry (i.e. department) of the Government.

2. No Separate Entity : A departmental undertaking does not have an independent entity distinct from the Government.

3. Ultimate Responsibility : The ultimate responsibility for the management of a departmental undertaking lies with the minister concerned who is responsible to the Parliament or State Legislature for the affairs of the departmental undertaking. The minister, in turn, delegates his authority downwards to various other management levels, in the departmental undertaking.

4. Governmental Financing : The departmental undertaking is financed through annual budget appropriations by the Parliament or the State Legislature. The revenues of the undertaking are paid into the government treasury.

5. Accounting and Audit : The departmental undertaking is subject to the normal budgeting, accounting and audit procedures, which are applicable to all Government departments.

Case Study

Case 1:
You are a newly appointed MD of a foreign sector tourist Bus transport company. The management of the bus Transport undertaking of your city finds that its buses are not able to attract very many tourists. Private Mini – Buses are seen to be preferred by people on certain routes. As a result, the undertaking is incurring losses. Therefore, management wants to reformulate its price policy. As a CEO or MD what advice can you give to it? Explain.
Answer:

1. For attract the people, they can change the buses with new facilities.
2. Wi – fi facilities can be provided.
3. New painted buses with luxury can run.
4. Air condition facilities can apply.
5. At low cost they can run the bus.
6. New engine can introduce for control of air problems.
7. The government has the power of control the buses. So they can provide subsidy facilities to the people to attract.
8. Buses can be remodelling with new ideas among the people.
9. Can adopt new innovations to attract the people
10. Tickets cost may be reduced.

Case 2:
Mr. Sudhan is studying in B.Com, 1st year. His father, Mr. Somu is a leading businessman in Chennai. Somehow, Mr. Sudhan does not know anything about utilities. But he is to prepare a lesson for his class in this topic. He request his father for help. His father tells Mr. Sudhan that Public utilities are no different from his own business except that these are controlled by Government instead of private people. Meanwhile, Mr. Chandrasekaran a friend of Mr. Somu comes there. Mr. Chandrasekaran is an employee of Chennai Electricity Supply Undertaking. Mr. Chandrasekaran intervenes in the conversation going on between Mr.Somu and his son and hold that Mr. Sudhan is not correct; there are other special features of public uutilities, too. Perform the characters of Mr. Sudhan, Mr.Somu and Mr. Chandrasekaran and state your positions.

Characters of Mr. Somu: He is a leading businessman in Chennai. He teaches about his business to his son. He explains the differences private and public government business.

1. Government business need not control because Government will do the business.
2. Private business people will be controlled by Government in the way to paying tax to the Government.
3. Public utilities can be served by Mr. Somu because the utilities services have been done by him.

Characters of Mr. Chandrasekaran:
He is an employee of Chennai Electricity Supply Undertaking. It is a board organisation. It is Government organisation. He explains about the Public Utilities. Electricity supply is very important one to public. The service is given by Government. Electricity supply gives benefits to people, industries, factory, business offices, agriculturalists and household.

Characters of Mr. Sudhan:
He is studying in B.Com., 1st year. He is good to give a speech in his college about public utilities. He gathered sufficient information about public utilities from his father and his father’s friend. He is a student and he is studying commerce. He learns business, trade and industries in text book. Practically he got information from his father’s friend Mr. Chandrasekaran.

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Tamilnadu Samacheer Kalvi 11th English Grammar Active and Passive Voice

Check out the topics covered in Grammar Active and Passive Voice Questions and Answers before you start your preparation. Improve your grammar skills with the help of Samacheer Kalvi 11th English Book Solutions Questions and Answers pdf links. The solutions for Tamilnadu State Board 11th English Textbook are prepared by the English experts. So, if you follow Tamilnadu State Board Solutions 11th English Textbook Solutions you can cover all the topics in Grammar Active and Passive Voice Questons and Answers. This helps to improve your communication skills.

There are two ways of expressing an action by using a transitive verb.
Read the following sentences:

• Magesh killed a rat.
• A rat was killed by Magesh.

These two sentences have the same meaning. These are simply two different ways of saying the same thing. There is, however, a shift in stress on the agent and also a change in the form of verb.

In sentence (i), the subject ‘Magesh’ is the ‘doer’ of the action. It acts or is active. So the verb ’’killed’’ is in active voice.

In sentence (ii), the subject ‘A raf is the ‘receiver’ of action. It suffers the action done by someone else (Magesh, in this case). It is acted upon. So the verb ‘was killed’ is in passive voice.

A. Rewrite the following sentences using passive voice:
1. Mala will enjoy the vacation in Kodaikanal.
The vacation in Kodaikanal will be enjoyed by Mala.

2. Our friends must have triggered this quarrel.
This quarrel must have been triggered by our friends.

3. The police has verified the truth of his testimony.
The truth of his testimony has been verified by the police.

4. Circumstances will oblige Mr. Rao to quit his post.
Mr. Rao will be obliged by the circumstances to quit his post.

5. Someone pinched Peter’s wallet in the train.
Peter’s wallet has been pinched by someone in the train.

6. How have you solved the puzzle? .
How has the puzzle been solved by you?

7. The drunkards created nuisance during the marriage party.
Nuisance was created by the drunkards during the marriage party.

8. Is it possible to buy LED TV in installments with 0% interest?
Can LED TV be bought in installments with 0% interest?

9. Who taught you such a rude behaviour?
By whom were you taught such a rude behaviour?

10. One must endure what is incurable.
What can’t be cured has to be endured.
A heart specialist must be necessarily consulted now.

B. Rewrite the following sentences using active voice:

1. Have you ever been refused a loan before by any bank?
Has any bank refused a loan before to you?

2. Was my data card seen by you?
Did you see my data card?

3. We are taught English excellently by Mr. Henry.
Mr. Henry teaches us English excellently.

4. Shall I be taken to the Taj Mahal?
Will you take me to the Taj Mahal?

5. The earth is said to be flat by some.
Some say that the earth is flat.

6. Why should she be suspected by you?
Why should you suspect her?

7. This technical work could have been done only by an adult.
Only an adult could have done this technical work.

8. Those who help themselves are helped by God.
God helps those who help themselves.

9. A village is ravaged by a cyclone occasionally.
A cyclone ravages a village occasionally.

10. Let the boats are lowered and the drowning man is rescued.
Lower the boats and rescue the drowning man.

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Tamilnadu Samacheer Kalvi 11th English Grammar Prepositions

Check out the topics covered in Grammar Prepositions Questions and Answers before you start your preparation. Improve your grammar skills with the help of Samacheer Kalvi 11th English Book Solutions Questions and Answers pdf links. The solutions for Tamilnadu State Board 11th English Textbook are prepared by the English experts. So, if you follow Tamilnadu State Board Solutions 11th English Textbook Solutions you can cover all the topics in Grammar Prepositions Questons and Answers. This helps to improve your communication skills.

Choose the appropriate preposition to complete the sentence:

Question 1.
The driver jumped …………………… the burning bus.
(a) from
(b) down
(c) up
Answer:
(a) from

Question 2.
He handed over the answer script …………………… the warning bell.
(a) behind
(b) over
(c) before
Answer:
(c) before

Question 3.
The cheetah jumped …………………… the fence and entered the city.
(a) through
(b) against
(c) over
Answer:
(c) over

Question 4.
Human sacrifices were practiced …………………… the aborigines of Africa.
(a) with
(b) for
(c) by
Answer:
(c) by

Question 5.
The lady has been missing …………………… last week.
(a) from
(b) since
(c) on
Answer:
(b) since

Question 6.
They picked the flowers …………………… great care.
(a) between
(b) along
(c) with
(c) with

Question 7.
Ramesh went …………………… Tom’s place to settle the bills.
(a) to
(b) on
(c) in
Answer:
(a) to

Question 8.
Deva has promised to come …………………… us for the picture.
(a) for
(b) along
(c) with
Answer:
(c) with

Question 9.
People are attracted more …………………… Diana’s kindness than her riches.
(a) from
(b) towards
(c) of
(b) towards

Question 10.
He walked …………………… with him in the forest for another 15 km.
(a) along
(b) towards
(c) on
Answer:
(a) along

Question 11.
She was carried away …………………… his promises.
(a) by
(b) during
(c) of
Answer:
(a) by

Question 12.
He saw the train moving …………………… the lady with a cell phone on the track.
(a) for
(b) beneath
(c) towards
Answer:
(c) towards

Question 13.
My boss was quite satisfied …………………… the outcome of the new executive’s work.
(a) in
(b) with
(c) of
Answer:
(b) with

Question 14.
She laughed till the tears ran …………………… her cheeks.
(a) down
(b) with
(c) on
Answer:
(a) down

Question 15.
He tried to complete the project …………………… all his resources.
(a) for
(b) in
(c) with
Answer:
(c) with

Question 16.
Ram was a thin, tall and handsome bachelor …………………… a Roman nose.
(a) far
(b) with
(c) of
Answer:
(b) with

Question 17.
They found the missing wallet …………………… the bench in the park.
(a) under
(b) for
(c) down
Answer:
(a) under

Question 18.
My friend has a great sense …………………… humour.
(a) of
(b) on
(c) with
Answer:
(a) of

Question 19.
Many people travel to Kerala to work …………………… small companies.
(a) in
(b) under
(c) on
Answer:
(a) in

Question 20.
Ragu leaves for work …………………… seven in the morning.
(a) beneath
(b) at
(c) from
Answer:
(b) at

The main aim is to share the knowledge and help the students of 11th English to secure the best score in their final exams. Use the concepts of Samacheer Kalvi 11th English Book Solutions Grammar Prepositions Questions and Answers in Real time to enhance your skills. If you have any doubts you can post your comments in the comment section, We will clarify your doubts as soon as possible without any delay.